When planning a vacation or finding yourself in the middle of an emergency and you need to travel, Travel Insurance is designed to provide protection against various unforeseen events that could disrupt. 

This includes coverage for natural disasters such as floods or earthquakes, which may result in injuries or luggage/personal belongings damage. In the event of a natural disaster causing flight delays or other disruptions, travel insurance can cover the expenses policyholders incur during the intervening period.

“Additionally, many insurance companies offer coverage for medical evacuation and repatriation. When a natural disaster occurs during the trip, several unpleasant situations can arise, but having a travel insurance policy can safeguard policyholders against many of these circumstances,” said Aftab Chaz, Associate Director and Business Head at Elephant.in, an insurtech platform.

Travel Insurance can cover one’s expenses associated with a trip if a natural disaster occurs before or after the trip. “This can include reimbursement for non-refundable expenses such as flights, accommodation et cetera,” Chaz mentioned to a source.

If a tourist sustains injuries or falls ill due to a natural calamity or landslide, travel insurance covers their medical expenses, including hospitalization, , and medications.

“This is particularly important if one is traveling to remote areas where medical facilities may be limited,” Chaz said.

In other various disasters that can occur, before, during or after a trip, Travel Insurance helps travelers to reimburse their money. 

Additionally, it’s advisable to choose a reputable and reliable insurance provider with hands on experience in handling natural calamities and emergencies.

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